Virginia Mortgage Relief Program

Virginia Mortgage Relief Program Hosts Application Assistance Outreach Event

Program Staff Onsite in Portsmouth, VA

The Virginia Mortgage Relief Program, or VMRP, was established through the 2021 American Rescue Plan to address mortgage and other qualified home ownership-related delinquencies to avoid default, foreclosure, or displacement due to the COVID-19 pandemic.

VMRP will be in Portsmouth, see details below:

Portsmouth Redevelopment and Housing Authority
3116 South Street
Portsmouth, VA 23707

Date:            Thursday, October 27, 2022

Time:            12 – 5 p.m.

During the event, case management and outreach staff from the Virginia Mortgage Relief Program will be on-site to help homeowners, who need assistance with mortgage and other housing-related costs due to the pandemic, learn more about the program and complete their applications.

If you have a constituent who would like application assistance, please ask them to schedule an appointment to meet with a case manager at this event by contacting the VMRP Call Center at 833-687-8677, Monday through Friday from 8 a.m. to 8 p.m. Walk-ins for application support at the outreach event will be accepted as availability permits. Note: Applicants with a completed application on file with the VMRP do not need to attend.

Those interested in applying for program assistance at the event can view a list of required documents and program eligibility requirements can be found, HERE

Program Background

VMRP provides assistance of up to $40,000 for qualified homeowners as long as funding is available.

For qualified homeowners, the VMRP offers financial assistance for:

  • Delinquent mortgage payments, mortgage reinstatement or other housing payments related to a period of forbearance, delinquency, or default;
  • Delinquent homeowner’s flood and mortgage insurance;
  • Delinquent homeowner’s association (HOA) fees or liens and other fees and charges; and/or
  • Delinquent property taxes.

This project is being supported, in whole or in part, by federal award number HAF-0003 awarded to the Commonwealth of Virginia by the U.S. Department of the Treasury.